Trailing returns
Annualised returns (CAGR) of the Direct Growth plan, between month-end NAVs up to Sept 2026.
| Period | This fund | Credit Risk Fund avg. |
|---|---|---|
| 1 year | 7.13% | 8.65% |
| 3 years | 8.17% | 9.84% |
| 5 years | 7.10% | 8.27% |
| 10 years | 7.84% | 7.35% |
SIP returns
What a ₹10,000 monthly SIP would have grown to by Sept 2026.
| SIP duration | Invested | Value | XIRR |
|---|---|---|---|
| 3 years | ₹3,60,000 | ₹4,05,549 | 7.88% |
| 5 years | ₹6,00,000 | ₹7,29,651 | 7.75% |
| 10 years | ₹12,00,000 | ₹17,94,003 | 7.80% |
About this fund
HDFC Credit Risk Fund is a credit risk fund scheme managed by HDFC Mutual Fund. This page tracks the Direct Plan – Growth option, which has no distributor commission, so its returns are higher than the Regular plan's. NAV history on this page starts in Mar 2014.
Frequently asked questions
What is the NAV of HDFC Credit Risk Fund Direct Growth?
The NAV was ₹28.3617 on 2026-09-30, as published by AMFI.
What is the 3-year return of HDFC Credit Risk Fund?
The Direct Growth plan returned 8.17% a year (CAGR) over the 3 years to Sept 2026, compared with a Credit Risk Fund category average of 9.84%. Past performance does not guarantee future returns.
What is the 5-year return of HDFC Credit Risk Fund?
The Direct Growth plan returned 7.10% a year (CAGR) over the 5 years to Sept 2026, compared with a Credit Risk Fund category average of 8.27%. Past performance does not guarantee future returns.
How much would a ₹10,000 monthly SIP in HDFC Credit Risk Fund be worth?
A ₹10,000 monthly SIP for 5 years (₹6,00,000 invested) would be worth about ₹7,29,651 as of Sept 2026, an annualised return (XIRR) of 7.75%.
Data: NAVs published by AMFI; history via mfapi.in. Updated 2026-10-01. Returns are calculated by BlinkCopied from month-end NAVs and may differ slightly from the fund factsheet. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell any fund. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.